Health
Provides financial backup in the unfortunate case of an accident
Personal Accident

Personal Accident is a one year renewable plan and it provides cover for loss of life from an accident and/or permanent total or partial disability as well as any of the following:

  • Temporary Disability
  • In patient treatment in case of illness or accident
  • Medical Expenses

 This plan can be offered on a group basis with the same benefits:

Benefits

Annual Premium *

 

Sum Assured 

Occupation Categories **

     Cat.1  Cat.2 Cat.3 Cat.4
 Loss of Life  1000  0,80  1,20 1,50 1,80
Permanent Total or Partial Disability from accident 1000  0,60  0,80 1,10 1,40
 

Temporary Total  Disability (weekly benefit)

 10 2,10  4,50 6,50 10,10
 Ιατροφαρμακευτικά έξοδα (για κάθε ατύχημα)

 427

854

1.709

3.417

 9.40

12,30

15,38

17,60

 11,79

15,38

19,31

22,21

 15,21

19,82

24,77

28,36

18,97

24,60

30,75

35,37 

 

 

Hospital or Clinic Confinement (up to 90 days)

Amount of Benefit €

Annual Premium *

 

Due to Accident

 43 per night

85 per night

15,38

30,75

17,09

34,17

22,21

44,42

29,05

58,09

Due to Accident or Illness

43 per night

85 per night

48,70

97,39

54,68

109,35

63,22

124,44

72,62

145,23

* The annual premium is defined according to the level of cover and the occupational category. If, for example, the occupation belongs to category 1 then, in order to have cover for loss of life for €10,000, you need to pay an annual premium of €8.

** There are 4 occupational categories according to the level of risk (category 1 includes the occupations with the lowest level of risk and category 4 includes professions with the highest level of risk). 

With MultiCare StudentCare you can cover your in-patience and day care expenses which may include the following:

  • Hospital charges
  • Surgeons , Anaesthetists and Physicians charges
  • Consultations, diagnostic procedures and physiotherapy during in-patient stay
  • Cash Benefit

It also covers for:

  • Out-patient surgical procedures
  • In-patient CT, MRI, and PET scanning.
  • Chemotherapy/Radiotherapy/oncology treatment
  • Ambulance Transportation

If you select the Comprehensive level of coverage, StudentCare also provides for the following out-patient coverage:

  • Medical Practitioner charges and prescription drugs
  • Medical Practitioner consultations diagnostic procedures and physiotherapy
  • Out-patient CT, MRI and PET scanning
  • Alternative Treatment

MultiCare International Health Plan also lets you have access to the following additional benefits:

  • International Emergency Medical Assistance – our evacuation and repatriation service is available 24 hours a day, 365 days a year, anywhere in the world. In case of a medical emergency, if you can’t get the treatment you need locally, we will arrange to take you to the nearest place where the treatment is available.
  • Direct settlement of in-patient hospital bills – we have arrangements with over 11,000 medical providers worldwide through which in-patient bills can be settled directly.
  • Health at Hand – our health telephone information service, is available to all our members 24 hours a day, 365 days per year. You can speak directly to experienced health professionals on a wide variety of healthcare issues. All kinds of information – on illnesses, medical terms, medications, infant care – is just a phone call away.
  • Administration of policies and claims handled directly from Cyprus-A team of professionals based in Cyprus is taking care of your needs. For treatment outside of Cyprus we have the global support of AXA PPP healthcare, one of the UK’s leading and most experienced healthcare providers.
I would like more information on Personal Accident. Please contact me
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